Version 1.0 — Effective April 13, 2026
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“you,” “your,” or “User”) and OkLegal, Inc., a New Jersey corporation (“OkLegal,” “we,” “us,” or “our”). By accessing or using the website located at oklegal.ai, market.oklegal.dev, any related websites maintained by OkLegal that link to these Terms, any mobile applications that link to these Terms, and all associated services, features, and functionality (collectively, the “Platform”), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must immediately cease all use of the Platform. Your continued use of the Platform following any modification to these Terms constitutes your acceptance of such modifications.
OkLegal is a technology marketplace platform that connects individuals who have suffered personal injuries (“Clients”) with licensed personal injury attorneys (“Attorneys”) and litigation funding companies (“Funders”). OkLegal is not a law firm, does not practice law, does not provide legal advice or legal opinions, and does not provide legal representation of any kind. No attorney-client relationship, fiduciary relationship, or other professional relationship is created between you and OkLegal by your use of the Platform. Viewing the Platform, communicating with OkLegal personnel, or submitting information through the Platform does not constitute legal advice and does not create an attorney-client relationship between you and OkLegal. You should consult a licensed attorney for advice regarding your specific legal situation. OkLegal does not endorse, recommend, or guarantee the qualifications, competence, quality, or suitability of any Attorney or Funder listed on the Platform.
By submitting a case through the Platform, you expressly consent to the following: (a) de-identified case details — including injury type, procedure type, liability profile, venue (county/state), and estimated damages range — will be shared with licensed Attorneys and registered Funders on the Platform during the competitive bidding phase; (b) your personally identifiable information (“PII”), including but not limited to your name, date of birth, phone number, email address, and contact information, will not be disclosed to any Attorney or Funder during the bidding phase; (c) your PII will be shared only with the Attorney you select after accepting a bid; and (d) OkLegal acts solely as a marketplace facilitator and assumes no responsibility for actions taken by Attorneys or Funders after receiving your case information. You represent and warrant that all information you provide is accurate and complete, and you agree to promptly update your information if it changes.
Attorneys may access the Platform under the following subscription tiers:
All subscriptions auto-renew on a monthly basis. Attorneys may cancel their subscription at any time with 30 days’ written notice; cancellation takes effect at the end of the then-current billing cycle. No refunds or credits will be issued for partial billing periods. All Attorney fees are flat technology licensing and Software-as-a-Service (“SaaS”) fees. Attorney fees are completely decoupled from and bear no relationship to case outcomes, settlement amounts, verdict amounts, or any other contingent result. OkLegal does not charge, collect, or receive any fee that is contingent upon, proportional to, or derived from any legal outcome or recovery.
Litigation Funders may access the Platform under the following terms:
All Funder subscriptions auto-renew on a monthly basis. Funders may cancel their subscription at any time with 30 days’ written notice. All Funder fees are flat SaaS fees and are not tied to, contingent upon, or proportional to case outcomes, settlement amounts, funding amounts, recovery percentages, or any other variable metric. OkLegal charges no contingent compensation, success fees, referral fees, or outcome-based compensation of any kind to Funders.
Each Attorney using the Platform is solely and exclusively responsible for: (a) maintaining an active license to practice law in good standing in each jurisdiction where the Attorney practices or solicits clients; (b) complying with all applicable Rules of Professional Conduct, ethics rules, advertising rules, and other regulations governing the practice of law in their jurisdiction(s); (c) maintaining adequate professional liability (malpractice) insurance coverage; (d) performing independent conflict-of-interest checks before submitting any bid or accepting any engagement through the Platform; (e) ensuring that all fee arrangements with Clients comply with applicable state rules of professional conduct; and (f) providing competent, diligent legal representation to any Client with whom the Attorney enters into an engagement. OkLegal does not monitor, supervise, or evaluate the professional conduct of Attorneys on the Platform and assumes no responsibility for any Attorney’s compliance with professional obligations.
Once a Client selects an Attorney through the Platform, the attorney-client relationship is formed exclusively between the Client and the selected Attorney. OkLegal is not a party to, and has no involvement in, any attorney-client relationship formed through the Platform. OkLegal assumes zero liability for: (a) case outcomes, including but not limited to settlements, verdicts, dismissals, or any other resolution; (b) Attorney performance, conduct, competence, or availability; (c) disputes between Clients and Attorneys, including fee disputes, malpractice claims, or communication failures; (d) the accuracy or completeness of any information provided by Attorneys; or (e) any damages or losses arising from the attorney-client relationship. Any fee disputes between Clients and Attorneys are subject to the applicable state’s fee arbitration process and are not the responsibility of OkLegal.
Attorneys must perform an independent conflict-of-interest check in accordance with the applicable Rules of Professional Conduct before submitting a bid on any case listed on the Platform. By submitting a bid, the Attorney represents and warrants that no conflict of interest exists with respect to the subject case, its parties, or any related matter, or that any potential conflict has been properly disclosed and waived in accordance with applicable ethical rules. Case details are de-identified during the bidding phase to protect Client privacy; however, this de-identification does not relieve Attorneys of their obligation to conduct thorough conflict checks upon receiving full Client details after bid acceptance. OkLegal does not conduct conflict checks on behalf of any Attorney and disclaims all liability arising from an Attorney’s failure to identify or address conflicts of interest.
All litigation funding transactions facilitated through the Platform must be structured as non-recourse funding arrangements. This means that repayment of any funding advance is contingent solely upon the successful resolution of the underlying legal claim; if the Client does not obtain a recovery through settlement, verdict, or other resolution, the Client is not obligated to repay any portion of the funding advance. Funders are prohibited from offering, arranging, or facilitating any recourse funding, personal loans, or other financial products through the Platform that would obligate a Client to repay amounts regardless of case outcome. Any Funder found to be offering recourse funding or other prohibited financial products through the Platform will be subject to immediate account suspension and permanent removal from the Platform. Funders are solely responsible for ensuring that their funding arrangements comply with all applicable federal, state, and local laws and regulations governing litigation funding, consumer lending, and related financial activities.
Attorneys who accept a case through the Platform are expected to fulfill their engagement with the Client. If an Attorney drops, withdraws from, or fails to follow through on three (3) or more accepted cases within any rolling six (6) month period, the Attorney’s account will be flagged for review and may be suspended or permanently terminated at OkLegal’s sole discretion. Case drops are tracked automatically by the Platform. Attorneys will receive a warning notification upon the second drop within a six-month window. OkLegal reserves the right to modify the thresholds and consequences of this policy at any time. This policy does not relieve Attorneys of their independent ethical obligations regarding withdrawal from representation under the applicable Rules of Professional Conduct.
The Platform, including but not limited to all software, source code, algorithms, databases, text, graphics, logos, trademarks, trade names, service marks, user interfaces, visual designs, photographs, audio, video, and all other content and materials displayed on or available through the Platform (collectively, “OkLegal Content”), is owned by or licensed to OkLegal, Inc. and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for its intended purpose. You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, transmit, sell, or otherwise exploit any OkLegal Content without the express prior written permission of OkLegal. All rights not expressly granted herein are reserved by OkLegal.
THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. OKLEGAL DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. OKLEGAL MAKES NO WARRANTY OR REPRESENTATION REGARDING THE QUALITY, ACCURACY, TIMELINESS, TRUTHFULNESS, COMPLETENESS, OR RELIABILITY OF ANY CONTENT ON THE PLATFORM. OKLEGAL DOES NOT GUARANTEE ANY SPECIFIC OUTCOME, RESULT, SETTLEMENT, VERDICT, MATCH, OR ATTORNEY-CLIENT ENGAGEMENT FROM USE OF THE PLATFORM. YOU ASSUME ALL RISK ARISING FROM YOUR USE OF THE PLATFORM.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL OKLEGAL, INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM, REGARDLESS OF THE THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) AND EVEN IF OKLEGAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OKLEGAL’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT OF FEES YOU PAID TO OKLEGAL DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIVE HUNDRED DOLLARS ($500.00). THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION IN THE AGGREGATE.
You agree to indemnify, defend, and hold harmless OkLegal, Inc., its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law, rule, or regulation; (d) your violation of any rights of a third party; (e) any content or information you provide through the Platform; (f) any attorney-client relationship or funding arrangement entered into through the Platform; (g) any malpractice, negligence, or misconduct by an Attorney; (h) any dispute between a Client and an Attorney or Funder; or (i) any claim that your use of the Platform caused damage to a third party. This indemnification obligation shall survive termination of these Terms and your use of the Platform.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.
Any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or the relationship between you and OkLegal, including the determination of the scope or applicability of this agreement to arbitrate, shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules or Commercial Arbitration Rules, as applicable. The arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be in the State of New Jersey. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
CLASS ACTION WAIVER: YOU AND OKLEGAL AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. IF THIS CLASS ACTION WAIVER IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THIS ARBITRATION PROVISION SHALL BE NULL AND VOID.
Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.
OkLegal makes no guarantees, promises, or representations of any kind regarding: (a) the outcome of any legal matter, including but not limited to settlements, verdicts, or other resolutions; (b) the quality, competence, responsiveness, or suitability of any Attorney on the Platform; (c) the terms, availability, or approval of any litigation funding; (d) the number or quality of bids a Client will receive on a submitted case; (e) the accuracy of any estimated damages range or case valuation; (f) the timeline for receiving bids, securing representation, or obtaining funding; or (g) any specific financial result or recovery. Past results obtained by Attorneys on the Platform do not guarantee or predict future outcomes. All case results depend on the specific facts and circumstances of each matter.
The Platform integrates with and relies upon third-party services to provide certain functionality, including but not limited to: Stripe, Inc. for payment processing; Twilio, Inc. for SMS and voice communications; Resend for transactional email delivery; and other service providers as necessary. These third-party services are operated by independent companies and are governed by their own terms of service and privacy policies. OkLegal is not responsible or liable for the availability, reliability, accuracy, security, or performance of any third-party service. OkLegal does not endorse and is not liable for any acts, omissions, errors, or failures of any third-party service provider. Your use of third-party services through the Platform is at your own risk and subject to the terms and conditions of those third parties.
OkLegal reserves the right, in its sole and absolute discretion, to suspend, restrict, or terminate your account and access to the Platform at any time, for any reason or for no reason, with or without notice. Reasons for termination may include, but are not limited to: violation of these Terms; fraudulent, abusive, or illegal activity; excessive case drops by Attorneys; offering recourse funding by Funders; non-payment of fees; or conduct that OkLegal determines is harmful to other Users or to the integrity of the Platform. Upon termination, your right to use the Platform immediately ceases. Any fees owed prior to termination remain due and payable. OkLegal shall not be liable to you or any third party for any termination of your account or access to the Platform. Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 12, 13, 14, 15, and 21.
OkLegal reserves the right to modify, amend, or update these Terms at any time in its sole discretion. When we make changes, we will update the “Effective” date at the top of these Terms and, for material changes, may provide additional notice through the Platform or by email. Your continued use of the Platform after the effective date of any modifications constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Platform and terminate your account. It is your responsibility to review these Terms periodically for changes.
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, United States of America, without regard to its conflict of law principles. To the extent that any action or proceeding is permitted outside of arbitration, you agree to submit to the exclusive personal jurisdiction of the state and federal courts located in the State of New Jersey.
If any provision of these Terms is found by a court of competent jurisdiction or arbitrator to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or if modification is not possible, such provision shall be severed from these Terms. The invalidity, illegality, or unenforceability of any provision shall not affect the validity, legality, or enforceability of the remaining provisions, which shall continue in full force and effect.
These Terms, together with the Privacy Policy and any other agreements or policies expressly incorporated by reference herein, constitute the entire agreement between you and OkLegal with respect to the subject matter hereof and supersede all prior or contemporaneous communications, representations, understandings, and agreements, whether oral or written, between you and OkLegal regarding the Platform. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision, and OkLegal’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
If you have any questions, concerns, or requests regarding these Terms of Service, please contact us at:
OkLegal, Inc.
Email: legal@oklegal.ai
© 2026 OkLegal, Inc. All rights reserved.